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moomoo Hong Kong Sign-Up Bonus & Referral Rewards (February 2026)

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moomoo Hong Kong Sign-Up Bonus & Referral Rewards (February 2026)

moomoo has been running some of the most aggressive sign-up promotions in the Hong Kong brokerage space. Free NVIDIA shares, commission-free trading periods, and cash bonuses that scale with your deposit -- it is a lot to parse through, and not all of it works the way the ads suggest.

We broke down exactly what you actually get, what conditions you need to meet, and whether the bonuses are worth choosing moomoo over competitors like Longbridge or Interactive Brokers.

TL;DR

  • New users can get up to $1,000 USD in NVIDIA shares depending on deposit amount
  • 30-day commission-free period for HK and A-share trading (normally 0.03% + HKD 15 platform fee)
  • US stocks are permanently commission-free -- this is not a promotion, it is the standard rate
  • 8.1% APY on idle cash balances (limited-time offer)
  • You must register through a referral link to unlock bonus rewards. Direct app registration forfeits most promotions
  • After bonuses expire, moomoo's HK stock fees are mid-range. Not the cheapest, but the platform quality justifies it for most investors

What You Actually Get (February 2026)

NVIDIA Stock Rewards

The headline offer is free NVIDIA (NVDA) shares based on how much you deposit:

Deposit Amount NVDA Shares Value Effective Bonus Rate
$100 USD $20 20%
$2,000 USD $50 2.5%
$10,000 USD $300 3%
$50,000 USD $1,000 2%

These are actual fractional NVIDIA shares credited to your account, not coupons or credits. You can hold them or sell them immediately. The catch: you need to keep your account balance above $1 USD for 30 days after the deposit to receive the payout.

For context, depositing HKD 80,000 (roughly $10,000 USD) to get $300 in NVDA shares is a 3% instant return. That is genuinely competitive with bank sign-up bonuses.

30-Day Commission-Free Trading

New accounts get 30 days of zero commission on Hong Kong stocks and China A-shares. After that, the standard rate kicks in:

  • HK stocks: 0.03% commission (minimum HKD 3) + HKD 15 platform fee per order
  • US stocks: Permanently $0 commission (this is not promotional)

The 30-day window is enough to test the platform thoroughly. If you are planning a large HK stock purchase, timing it within this window saves meaningful fees on a sizable order.

8.1% APY on Cash

moomoo is offering 8.1% annualized interest on idle cash sitting in your brokerage account. This is a limited-time promotional rate -- the standard rate is closer to 4-5%.

For HKD 100,000 parked for 3 months, that works out to roughly HKD 2,025 in interest. Not a primary reason to choose moomoo, but a nice bonus while you are deciding what to invest in.

How the Referral Program Works

moomoo's referral program rewards both the person referring and the new user:

Role Reward Condition
New user (referee) Up to 7 free stocks (worth $2-$2,000 each) Deposit minimum $100 USD
Existing user (referrer) Up to $250 USD cash per referral Referee deposits and trades

Important: the specific HK-market referral terms can differ from the US and Singapore programs. The structure above reflects the global program as of February 2026. Contact moomoo HK directly for the most current local terms.

The key requirement is that you must sign up through a referral link -- not just download the app and register directly. Direct registrations miss most of the promotional rewards.

Sign up for moomoo and claim your welcome bonus

moomoo HK Fee Breakdown (After Promotions)

Once the 30-day commission-free period ends, here is what you pay:

Hong Kong Stocks

Fee Type Amount
Commission 0.03% of trade value
Minimum commission HKD 3
Platform fee HKD 15 per order
Stamp duty 0.13% (government, both sides)
SFC levy 0.0027%
SEHK trading fee 0.00565%
Settlement fee HKD 0.50 per lot

Example: Buying HKD 50,000 of CK Hutchison

  • Commission: HKD 15 (0.03% = HKD 15)
  • Platform fee: HKD 15
  • Government fees: ~HKD 70
  • Total: approximately HKD 100 (0.2% of trade)

US Stocks

Fee Type Amount
Commission $0 (permanent)
Platform fee $0.99 per order (non-US residents)
SEC fee ~$0.008 per $1,000 sold
Currency conversion ~0.3% spread (HKD to USD)

The hidden cost for HK-based investors trading US stocks is the FX spread. Converting HKD to USD costs roughly 0.3%, which on a $10,000 trade is about $30. This applies to all HK brokers trading US markets, not just moomoo.

How moomoo Compares

Feature moomoo Longbridge Interactive Brokers
HK stock commission 0.03% + HKD 15 HKD 0 + HKD 15 0.03% (min HKD 18)
US stock commission $0 $0 $0 (IBKR Lite)
Sign-up bonus Up to $1,000 NVDA Varies None
IPO subscription Yes (limited) Yes (20x margin) Limited
Dark market trading Yes Yes No
App quality Excellent Excellent Functional
Research tools Strong Strong Professional-grade
Margin rate 6.8% ~7% 5.33% (>$100K)
SFC regulated Yes (AZT137) Yes (BPX066) Yes

moomoo wins on sign-up bonuses and social/community features. Longbridge wins on permanent zero commission for HK stocks. Interactive Brokers wins on lowest margin rates for large accounts.

Who Should Sign Up

Good fit:

  • New investors who want a polished, modern trading app
  • Anyone planning to trade US stocks from Hong Kong (permanent $0 commission)
  • Investors who value community features, social trading, and in-app research
  • People who want to maximize sign-up bonuses (moomoo's are among the best)

Less ideal:

  • Frequent HK stock traders (HKD 15 platform fee adds up; Longbridge is cheaper after bonuses expire)
  • Professional traders who need advanced order routing (Interactive Brokers is deeper)
  • Anyone uncomfortable with mainland China-linked brokerages (Futu Holdings is Shenzhen-listed)

Step-by-Step Sign-Up Guide

  1. Click a referral link -- this is essential to unlock bonus rewards. Use this link to get started
  2. Download the moomoo app (iOS or Android)
  3. Register with your email or phone number
  4. Complete identity verification -- upload HKID or passport, takes 1-3 business days
  5. Fund your account -- bank transfer, FPS, or eDDA (all free for HK deposits)
  6. Trade within 30 days to use the commission-free period
  7. Maintain $1 balance for 30 days to receive NVIDIA share rewards

The entire process can be done in under 10 minutes (excluding verification wait time).

Downsides to Consider

We would not be doing our job if we only talked about the bonuses:

  • FX spread costs: Converting HKD to USD costs ~0.3%. On large US stock purchases, this is your real hidden fee
  • Post-promo HK fees: 0.03% + HKD 15 is mid-range, not cheap. If you trade HK stocks frequently, Longbridge's permanent zero commission is more cost-effective long-term
  • Bonus requirements: You must deposit specific amounts and hold for 30 days. If you withdraw early, you forfeit the NVIDIA shares
  • Company structure: moomoo is operated by Futu Holdings (NASDAQ: FUTU), a Shenzhen-headquartered company. Some investors prefer brokers with no mainland China connection
  • Limited IPO access: moomoo HK's IPO subscription features are less developed than Longbridge's 20x margin financing

Regulatory Information

moomoo in Hong Kong operates through Futu Securities International (Hong Kong) Limited, regulated by the Securities and Futures Commission (SFC) under Central Entity number AZT137.

They hold 7 license types covering securities dealing, futures, forex, advisory, automated trading, and asset management. They are also a direct participant of the Hong Kong Stock Exchange (SEHK) and a clearing participant of HKSCC.

Your securities are held in segregated accounts per SFC regulations, meaning they are protected even if Futu encounters financial difficulties.

FAQ

Is moomoo safe to use in Hong Kong?

Yes. moomoo HK is operated by Futu Securities International, which holds 7 SFC license types (CE: AZT137) and is a direct SEHK participant. Client assets are held in segregated accounts per Hong Kong regulatory requirements.

How long does moomoo account opening take?

Registration takes under 10 minutes. Identity verification typically completes within 1-3 business days. Once verified, you can fund and trade immediately.

Can non-Hong Kong residents open a moomoo HK account?

Yes, moomoo accepts accounts from residents of many countries. You will need a valid passport and may need to fund via international wire transfer rather than FPS or eDDA.

What happens after the 30-day commission-free period?

Standard rates apply: 0.03% commission (minimum HKD 3) plus HKD 15 platform fee per HK stock order. US stock trading remains permanently commission-free.

Is the NVIDIA stock bonus real?

Yes. You receive actual fractional NVIDIA shares credited to your brokerage account. You can sell them immediately or hold. The condition is maintaining at least $1 in account balance for 30 days after deposit.

How does moomoo compare to Longbridge for HK stocks?

Longbridge offers permanent zero commission with a HKD 15 platform fee. moomoo offers 30 days free, then 0.03% commission plus HKD 15. For long-term HK stock investors, Longbridge is cheaper after the promotional period. moomoo has better sign-up bonuses and social features.


Last updated: February 2026. Promotions change frequently; verify current offers on moomoo's website before signing up. This article contains affiliate links -- we may earn a commission if you open an account through our links, at no extra cost to you.