US Dividend Withholding Tax Calculator
Calculate the withholding tax on US stock dividends based on your residence and broker. See your net dividend and effective yield after tax.
Key Takeaways
- • Hong Kong, Singapore, and Taiwan investors face 30% US dividend withholding tax (no tax treaty)
- • Australian investors pay only 15% thanks to the US-Australia tax treaty
- • Mainland China investors benefit from the 10% treaty rate — the lowest among listed regions
Dividend Details
Effective Yield (Optional)
Withholding Rate
30%
Tax Withheld
$3,000.00
Net Dividend
$7,000.00
Tax Treaty
No
Tax Treaty & Broker Details
Hong Kong
No tax treaty with the US. Standard 30% withholding applies.
Interactive Brokers
US-based broker. Automatically applies treaty rate via W-8BEN.
Withholding Tax Rates by Residence
| Residence | Tax Rate | Treaty | Net on $10K |
|---|---|---|---|
| Hong Kong | 30% | No | $7,000.00 |
| Singapore | 30% | No | $7,000.00 |
| Australia | 15% | Yes | $8,500.00 |
| Mainland China | 10% | Yes | $9,000.00 |
| Taiwan | 30% | No | $7,000.00 |
Frequently Asked Questions
How much dividend tax do HK investors pay on US stocks?+
Hong Kong has no tax treaty with the US, so the withholding rate is the default 30%. On $10,000 of annual dividends, you would receive $7,000 after tax. The withholding is automatic — no additional filing is needed.
Which countries have lower withholding rates?+
Countries with US tax treaties: Australia pays 15%, Mainland China pays 10%. Singapore, Hong Kong, and Taiwan all pay the default 30%. Filing W-8BEN is essential to claim the treaty rate.
Does broker choice affect the tax rate?+
The tax rate itself is determined by your country of residence, not the broker. However, brokers handle the W-8BEN form which claims treaty benefits. US brokers like IBKR and Firstrade process this automatically. HK brokers also support it, but make sure to confirm your W-8BEN is active.
Related Guides
US Dividend Tax Guide for HK Investors
Everything about W-8BEN, treaty rates, and tax reclaim.
HK Stock Dividend Tax Guide
Withholding tax on HK and mainland-listed stock dividends.
Dividend ETF Passive Income Guide
Build passive income with dividend ETFs.
Best US Stock Brokers for HK Residents
Compare IBKR, Tiger, moomoo, and Firstrade for US stocks.
This calculator provides estimates for reference only. Tax rates may change and individual circumstances vary. Consult a qualified tax advisor for your specific situation. moomoo and TradingView are affiliate links.