401(k) Retirement Calculator
Powerful, free, and easy to use
401(k) Retirement Calculator
Calculate your 401(k) retirement savings including employer matching contributions
401(k) Benefits
- • Tax-deferred growth
- • Employer matching contributions
- • Higher contribution limits
- • Automatic payroll deductions
關於401(k) Retirement Calculator計算器
The 401(k) retirement calculator models the growth of your employer-sponsored retirement plan, including your contributions, employer matching, and investment returns. It accounts for annual contribution limits and vesting schedules where applicable. This tool is essential for maximizing one of the most powerful tax-advantaged savings vehicles available to American workers.
使用方法
Enter your current 401(k) balance, annual salary, contribution percentage, and your employer match formula, for example 50% match up to 6% of salary. Set the expected annual return and your planned retirement age. The calculator shows your projected balance at retirement and highlights how much of it comes from employer matching. Adjust your contribution rate to see the impact of increasing it, especially to capture the full employer match, which is essentially free money.