Debt Consolidation
Powerful, free, and easy to use
Debt Consolidation Loan Calculator
Calculate potential savings from consolidating multiple debts into a single loan
Current Debts
Consolidation Loan
關於Debt Consolidation計算器
The debt consolidation calculator shows whether combining multiple debts into a single loan can save you money and simplify your payments. It adds up your existing debts, compares the total cost of paying them separately versus a new consolidated loan, and quantifies the savings. This analysis is the first step toward a clearer debt repayment strategy.
使用方法
List each of your current debts with its balance, interest rate, and minimum monthly payment. Then enter the terms of the consolidation loan you are considering, including the interest rate and term. The calculator totals your current monthly payments and interest costs, then compares them to the single consolidated payment. Review the total interest saved and the new payoff timeline to determine if consolidation genuinely improves your financial situation or just extends the repayment period.