Mortgage Prepayment
Powerful, free, and easy to use
Mortgage Prepayment Calculator
Calculate how much you can save by making extra payments on your mortgage
Prepayment Benefits
- • Reduce total interest paid
- • Pay off loan faster
- • Build equity quicker
- • Save thousands in interest
關於Mortgage Prepayment計算器
The mortgage prepayment calculator reveals how much time and interest you save by making extra payments on your home loan. It compares your original payoff timeline to an accelerated schedule with additional principal contributions. The results can motivate you to put windfalls, bonuses, or spare cash toward your mortgage balance.
使用方法
Enter your current loan balance, interest rate, remaining term, and regular monthly payment. Then specify the extra amount you plan to pay each month, quarterly, or as a one-time lump sum. The calculator shows the new payoff date, total interest saved, and months eliminated from your loan. Experiment with different extra payment amounts to find a pace that shortens your mortgage meaningfully without straining your monthly cash flow.