Mortgage Calculator
Powerful, free, and easy to use
Mortgage Calculator
Calculate your monthly payments, total interest, and detailed amortization schedule
关于Mortgage Calculator计算器
The mortgage calculator computes your monthly payment, total interest paid, and full amortization schedule for a home loan. It supports various loan terms and interest rates, giving you a clear picture of the true cost of borrowing over time. Use it when shopping for a home, comparing lender offers, or deciding between a 15-year and 30-year term.
使用方法
Enter the home purchase price or loan amount, down payment percentage, annual interest rate, and loan term in years. The calculator will show your estimated monthly principal and interest payment, total interest over the life of the loan, and a detailed amortization table breaking down each payment. Adjust the inputs to see how a larger down payment or shorter term reduces your total interest costs and speeds up equity building in your property.