Personal Loan
Powerful, free, and easy to use
Personal Loan Calculator
Calculate your personal loan payments and total cost of borrowing
Personal Loan Benefits
- • Fixed monthly payments
- • No collateral required
- • Predictable repayment schedule
- • Can be used for various purposes
关于Personal Loan计算器
The personal loan calculator helps you understand the cost of an unsecured installment loan before you apply. It computes your fixed monthly payment, total repayment amount, and total interest for any combination of loan size, rate, and term. This clarity helps you avoid borrowing more than you can comfortably afford to repay.
使用方法
Enter the loan amount you need, the annual interest rate quoted by your lender, and the repayment term in months or years. The calculator instantly produces the monthly payment, total paid over the loan life, and the total interest cost. Experiment with shorter terms to see how a higher monthly payment reduces total interest. Also try different loan amounts to find the borrowing level where the monthly payment stays within a manageable portion of your take-home income.