How Much Do I Need to Retire
Powerful, free, and easy to use
How Much Do I Need to Retire Calculator
Calculate the exact amount you need to save for a comfortable retirement
Retirement Planning Tips
- • Save 15-20% of your income
- • Take advantage of employer 401(k) match
- • Consider healthcare costs in retirement
- • Plan for unexpected expenses
关于How Much Do I Need to Retire计算器
This retirement target calculator determines the specific dollar amount you need saved before you can retire comfortably. It considers your desired annual retirement income, expected Social Security benefits, pension payments, and projected investment returns. The result gives you a concrete savings goal to work toward over your remaining career years.
使用方法
Enter your desired annual income in retirement, any expected Social Security or pension benefits, your planned retirement age, and estimated life expectancy. Choose a safe withdrawal rate, commonly 4%. The calculator subtracts guaranteed income sources from your spending needs and determines the portfolio size required to cover the gap. If the target seems unreachable, try adjusting your retirement age, expected expenses, or withdrawal rate to find a realistic combination.