Retirement Planner
Powerful, free, and easy to use
Retirement Planner
Calculate your retirement savings needs and investment goals
关于Retirement Planner计算器
The retirement planner estimates whether your current savings and contributions are on track to fund your desired retirement lifestyle. It projects your portfolio balance at retirement age and models annual withdrawals during your retirement years. This tool helps identify savings gaps early so you can adjust your plan before it is too late to course correct.
使用方法
Enter your current age, planned retirement age, current savings balance, and monthly contributions. Set your expected investment return rate and the annual income you want in retirement. The planner will project your savings growth through your working years and simulate withdrawals during the retirement phase. If the projection shows a shortfall, experiment with increasing contributions, adjusting return expectations, or extending your working years by a few more to find a plan that meets your goals.